Affordable Living & Social Life

Living well in Canada doesn’t have to mean spending more than you can afford. This category focuses on everyday money realities, budgeting for social life, and affordable ways to participate, explore, and connect without financial stress.

Canadian tax form and calculator on desk

Understanding the Canadian Tax System for Newcomers

Moving to Canada brings many questions about taxes, residency, and how to access government benefits. This guide explains tax residency, step-by-step filing for your first Canadian return, the basics of federal and provincial income tax, common credits and deductions, how to report foreign income and assets, important filing deadlines, and where to get reliable help. Newcomers—including immigrants, international students, and recent permanent residents—will learn which docume

Ada Ndubisi

Dec 115 min read

Master TTC & GO: Save $100s on Transit as a GTA Newcomer.

You’ve landed in the GTA. You’ve learned “eh,” you’re navigating the snow, and now you’re trying to get around the city without spending half your salary on transit. Welcome. Let’s break down how to move around the GTA confidently and cheaply, using TTC, GO Transit, local buses, and Ontario’s new One Fare program. The Transit Jungle: TTC, GO, and Regional Systems TTC covers subways, streetcars, and buses inside Toronto. GO Transit connects the GTA with regional trains and bus

Chidi Ijeh

Nov 283 min read